Esto payment methods

ESTO instalments are a flexible payment solution that allows you to pay for your purchase in monthly instalments. You can choose the period and the amount of the instalment when you make your purchase by selecting ESTO instalment from the checkout.

How the ESTO payment method works

1.Through the ESTO service, you can request instalment payments for all products between €50 and €5000.

2.The ESTO instalment is €0 deposit and €0 contract fee.

3. If you choose ESTO instalment facility, you will have to digitally sign a contract with ESTO AS in case of a positive decision. Find out more about the service here: www.esto.ee

4. After a successful purchase, the money will be credited to the seller's Osta.ee e-account on the next working day, but will initially remain in the deposit reservation until the buyer has received the goods and released the deposit.

ESTO hire purchase is offered and managed by ESTO AS. 

The annual percentage rate of charge for a hire purchase credit from ESTO AS is 23.63%, based on the following model conditions: credit amount EUR 1490, cost of goods/services EUR 1490, deposit 0%, fixed interest rate 11.90%, contract fee EUR 0, total amount of credit and repayments EUR 1844.64, assuming that the credit is repaid in equal monthly instalments of EUR 76.86 over a period of 24 months. Please consult the terms and conditions before signing the contract and, if necessary, consult a specialist. The instalment facility is offered and managed by ESTO AS.

If you need assistance, please contact an ESTO AS employee at [email protected] or visit www.esto.ee.